INSURANCE COVERAGE SUMMARY

  Maximum Compensation

A. Illness or Accidental Injury


Cost of treatment UNLIMITED
- treatment and care UNLIMITED
 
STAY DURATION 3 months 3 to 6 months + 6 months
- chiropracty/physiotherapy US$ 200.00 US$ 200.00 US$ 400.00
- psychological/psychiatric illness not covered US$ 275.00 US$ 550.00
 

B. Dental


STAY DURATION 3 months 3 to 6 months + 6 months
- emergency dental treatment US$ 200.00 US$ 400.00 US$ 800.00
- dental treatment necessitated by accident US$ 600.00 per tooth for dental
orthodontics whatever the stay duration.
 

C. Travel Costs


- ambulance in connection with treatment UNLIMITED
- medical evacuation to home country UNLIMITED
- return ticket to host country UNLIMITED
- repatriation of remains UNLIMITED
- family members traveling to the sickbed
of a seriously ill participant, including cost of lodging.
US$ 2,000.00 for 1 Person if hospitalised over 3 days
US$ 4,000.00 maximum 2 Persons if hospitalised over 7 days
 

D. Death Resulting from Accidental Injury

US$ 15,000.00

 

E. Disability Resulting from Accident

US$ 75,000.00 maximum

 

F. Emergency Return Transportation


- in case of a death or life-threatening
illness / accident of the mother/father or of a sibling
UNLIMITED
- travel expenses to visit the home country UNLIMITED
 

G. Luggage

US$ 2,880.00 maximum

- personal effects, including "theft prone"
property (jewelry, stereo, etc.)
US$ 960.00 maximum
Note: US$ 480.00 maximum per item
 

H. Third Party Liability


- personal injury US$ 1,000,000.00 maximum
- damage to property
(coverage may vary according to type of damage)
US$ 1,000,000.00 maximum
 

I. Legal Expenses

US$ 600,000.00 maximum

 

J. Assault

Included in A, E & I above

 

K. Disfigurement Compensation
(included in "E" above)

US$ 17,000.00 maximum

 

L. Delay coverage


- personal delay

US$ 1,200.00 maximum

- baggage delay

US$ 660.00 maximum